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Your Credit

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Improving credit
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Fair Lending

Fair Lending
HUD Fair Lending Booklet
FDIC Fair Lending
FTC Fair Credit Reporting


HUD Fair Lending
Treasury Fair Lending
FTC Fair Credit Reporting

Financing and your credit score

Your credit score, along with your overall income and debt, are a big factor in determining what loan terms you'll be able to qualify for.

Today, you need to have the best credit score possible. Before you apply for a mortgage check your credit score. Mistakes happen, and negative information seems to stay on credit reports forever.
You should and can have erroneous information removed from your file and your score improved. Unfortunately, credit agencies have little time to handle errors and disputes are often dismissed out of hand. For faster results and major items you may have to consult an expert. For help in this, we recommend using the a professional credit report repair company

See also: improving credit

This site is designed to provide accurate and authoritative information about real estate and related subject matter. However, it is not meant to be a substitute for legal, accounting or other professional services. Neither Delphi Real Estate, its management or affiliates make any representation or warranty, expressed or implied, for damages or loss resulting from the use of any information provided by the above businesses. The aforementioned parties expressly disclaim any and all liability resulting from the use of such information which is subject to errors or omissions including legal, financial or otherwise. No guarantees are provided for funding services.

Delphi Realty Services,  34 Garth Road, Scarsdale, NY 10583.     email:     Phone: 914-725-8000
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